Effective date: 31 July 2024
At Skipify Inc. (“Skipify”), we take your privacy seriously. Please read this Privacy Policy to learn how we handle your personal data.
By using or accessing our website(s), products, services and applications (the “Services”) you understand and acknowledge that we will use your personal data following the practices and policies outlined below, and that we will collect, use, and share your information as described in this Privacy Policy.
While this policy describes how we may use your personal data, remember that your use of Skipify's Services is at all times subject to our Terms of Use.
Table of Contents
- What this Privacy Policy Covers
- Personal Data
- How We Share Your Personal Data
- Cookies and other Tracking Technologies
- Data Security
- Data Retention
- Personal Data of Children
- Your Privacy Rights
- Changes to this Privacy Policy
- Contact Information
What this Privacy Policy Covers
This Privacy Policy covers how Skipify treats Personal Data that we gather when you access or use our Services. “Personal Data” means any information that relates to an identified or identifiable individual. Personal Data may be referred to as “personally identifiable information” or “personal information” under applicable data privacy laws, rules, or regulations. This Privacy Policy does not cover the practices of other companies, websites, or applications we don’t own or control.
Personal Data
Categories of Personal Data We Collect
This chart details the categories of Personal Data that we collect and have collected over the past 12 months:
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Category of Personal Data |
Examples of Personal Data We Collect |
Categories of Third Parties With Whom We Share this Personal Data: |
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Profile or Contact Data |
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Payment Data |
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Commercial Data |
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Device/IP Data |
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Web Analytics |
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Geolocation Data |
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Inferences Drawn From Other Personal Data Collected |
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Other Identifying Information that You Voluntarily Choose to Provide |
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Categories of Sources of Personal Data
We collect Personal Data about you from the following categories of sources:
- You
- When you provide such information directly to us.
- When you use our interactive tools and Services.
- When you voluntarily provide information in free-form text boxes through the Services or through responses to surveys or questionnaires.
- When you send us an email or otherwise contact us.
- When you use our Service, the following information is collected automatically.
- Your browser automatically sends certain information such as your IP Address, MAC address, browser type and version.
- Any data contained within Cookies for our site and services.
- If you use a location-enabled browser, we may receive information about your location based on your IP.
- Third Parties
- Vendors
- We may use analytics providers to analyze how you interact and engage with the Services.
- Financial Institutions
- We receive information about you from card networks and card issuers in order to enable Skipify’s checkout solutions. This data may include your status as a card holder, your card payment information, and contact information.
How We Use Your Data
- Providing, Customizing and Improving the Services
- Providing you with the products, services or information you request.
- Meeting or fulfilling the reason you provided the information to us.
- Providing support and assistance for the Services.
- Improving the Services, including testing, research, internal analytics and product development.
- Personalizing the Services, website content and communications based on your preferences.
- Doing fraud protection, security and debugging.
- Carrying out other business purposes stated when collecting your Personal Data or as otherwise set forth in applicable data privacy laws, such as the California Consumer Privacy Act (the “CCPA”).
- Corresponding with You
- Responding to correspondence that we receive from you, contacting you when necessary or requested, and sending you information about Skipify or the Services.
- Sending emails and other communications according to your preferences or that display content that we think will interest you.
- Meeting Legal Requirements and Enforcing Legal Terms
- Protecting the rights, property or safety of you, Skipify or another party.
- Enforcing any agreements with you.
- Responding to claims that any posting or other content violates third-party rights.
- Resolving disputes.
- Prevent fraud
Data that is Not Personal Data
We may create aggregated, de-identified or anonymized data from the Personal Data we collect, including by removing information that makes the data personally identifiable to a particular user. We may use such aggregated, de-identified or anonymized data and share it with third parties for our lawful business purposes, including to analyze, build and improve the Services and promote our business, provided that we will not share such data in a manner that could identify you.
How We Share Your Personal Data
Service Providers
We disclose your Personal Data to the categories of service providers and other parties listed in this section.
- Service Providers. These parties help us provide the Services or perform business functions on our behalf. They include:
- Hosting, technology and communication providers.
- Security and fraud prevention.
- Payment gateways.
- Analytics Partners. These parties provide analytics on web traffic or usage of the Services. They include:
- Companies that track how users interact with the Services.
- Parties You Authorize, Access or Authenticate, such as Merchants
- Third parties you access through the services, such as merchants from whom you purchase a product or service using Skipify’s checkout.
Legal Obligations
We may share any Personal Data that we collect from you or third parties in order to meet legal requirements and enforce legal obligations. This includes fulfilling our legal obligations under applicable law, regulation, court order or other legal process, such as preventing, detecting and investigating security incidents and potentially illegal or prohibited activities. We may share Personal Data with government agencies or third party processors for these purposes.
Merger, Acquisition, or Bankruptcy
All of your Personal Data that we collect may be transferred to a third party if we undergo a merger, acquisition, bankruptcy or other transaction in which that third party assumes control of our business (in whole or in part). Should one of these events occur, we will make reasonable efforts to notify you before your information becomes subject to different privacy and security policies and practices.
Cookies and Other Tracking Technologies
The Services use cookies and similar technologies such as pixel tags, web beacons, clear GIFs and JavaScript (collectively, “Cookies”) to enable our servers to recognize your web browser, tell us how and when you visit and use our Services, analyze trends, learn about our user base and operate and improve our Services. Cookies are small pieces of data– usually text files – placed on your computer, tablet, phone or similar device when you use that device to access our Services. We may also supplement the information we collect from you with information received from third parties, including third parties that have placed their own Cookies on your device(s). Please note that because of our use of Cookies, the Services do not support “Do Not Track” requests sent from a browser at this time.
You can decide whether or not to accept Cookies through your internet browser’s settings. Most browsers have an option for turning off the Cookie feature, which will prevent your browser from accepting new Cookies, as well as (depending on the sophistication of your browser software) allow you to decide on acceptance of each new Cookie in a variety of ways. You can also delete all Cookies that are already on your device. If you do this, however, you may have to manually adjust some preferences every time you visit our website and some of the Services and functionalities may not work.
Do Not Track
Our Services do not take any action based on Do Not Track signals sent by your browser or device.
Data Security
We seek to protect your Personal Data from unauthorized access, use and disclosure using appropriate physical, technical, organizational, and administrative security measures based on the type of Personal Data and how we are processing that data.
Although we work to protect the security of your data that we hold in our records, please be aware that no method of transmitting data over the internet or storing data is completely secure.
Data Retention
We retain Personal Data about you for as long as necessary to provide you with our Services. In some cases we retain Personal Data for longer, if doing so is necessary to comply with our legal obligations, resolve disputes or collect fees owed, or is otherwise permitted or required by applicable law, rule or regulation. We may further retain information in an anonymous or aggregated form where that information would not identify you personally.
Personal Data of Children
As noted in the Terms of Use, we do not knowingly collect or solicit Personal Data about children under 13 years of age; if you are a child under the age of 13, please do not attempt to register for or otherwise use the Services or send us any Personal Data. If we learn we have collected Personal Data from a child under 13 years of age, we will delete that information as quickly as possible. If you believe that a child under 13 years of age may have provided Personal Data to us, please contact us at [email protected].
Your Privacy Rights
Access
You have the right to request certain information about our collection and use of your Personal Data over the past 12 months. In response, we will provide you with the following information:
- The categories of Personal Data that we have collected about you.
- The categories of sources from which that Personal Data was collected.
- The business or commercial purpose for collecting or selling your Personal Data.
- The categories of third parties with whom we have shared your Personal Data.
- The specific pieces of Personal Data that we have collected about you.
If we have disclosed your Personal Data to any third parties for a business purpose over the past 12 months, we will identify the categories of Personal Data shared with each category of third party recipient.
Deletion
You have the right to request that we delete the Personal Data that we have collected about you. Under the CCPA, this right is subject to certain exceptions: for example, we may need to retain your Personal Data to provide you with the Services or complete a transaction or other action you have requested. If your deletion request is subject to one of these exceptions, we may deny your deletion request.
Exercising Your Rights
To exercise the rights described above, you or your Authorized Agent (defined below) must send us a request that (1) provides sufficient information to allow us to verify that you are the person about whom we have collected Personal Data [either by logging into your Skipify account, or by reaching out to [email protected] from the same email address you used to access Skipify’s services], and (2) describes your request in sufficient detail to allow us to understand, evaluate and respond to it. Each request that meets both of these criteria will be considered a “Valid Request.” We may not respond to requests that do not meet these criteria. We will only use Personal Data provided in a Valid Request to verify your identity and complete your request. You do not need an account to submit a Valid Request.
We will work to respond to your Valid Request within 45 days of receipt. We will not charge you a fee for making a Valid Request unless your Valid Request(s) is excessive, repetitive or manifestly unfounded. If we determine that your Valid Request warrants a fee, we will notify you of the fee and explain that decision before completing your request.
You may submit a Valid Request using the following methods:
- Email us at: [email protected]
- Submit a form at this address.
You may also authorize an agent (an “Authorized Agent”) to exercise your rights on your behalf. To do this, you must provide your Authorized Agent with written permission to exercise your rights on your behalf, and we may request a copy of this written permission from your Authorized Agent when they make a request on your behalf.
Personal Data Sales
We do not sell your Personal Data.
We Will Not Discriminate Against You for Exercising Your Rights
We will not discriminate against you for exercising your rights. We will not deny you our goods or services, charge you different prices or rates, or provide you a lower quality of goods and services if you exercise your rights.
Changes to this Privacy Policy
We’re constantly trying to improve our Services, so we may need to change this Privacy Policy from time to time. Depending on the nature of the changes, we may alert you by placing a notice on the Skipify website, by sending you an email, or by other reasonable means. If you use the Services after any changes to the Privacy Policy have been posted, that means you agree to all of the changes. Use of information we collect is subject to the Privacy Policy in effect at the time such information is collected.
Contact Information
If you have any questions or comments about this Privacy Policy, the ways in which we collect and use your Personal Data or your choices and rights regarding such collection and use, please do not hesitate to contact us at:
- https://www.skipify.com/
- [email protected]
- 345 California St, Suite 600, San Francisco CA 94104
